Tax is a fact of daily life, but do you know just how much of your earnings are going straight to the taxman? And are you aware that you are being taxed on any interest you earn on your savings?
By contrast, you can take money back from the taxman by claiming tax relief on your pension contributions.
Maybe it’s time to take a closer look at your pay-slip, savings and pension contributions. Use our tool to calculate your tax give-and-take!
This tool will help you discover how many days you need to work just to pay the interest on any debt you may currently have.
This tool shows how much you could save by diverting the cash you currently spend on everyday items into a savings account.
Simply enter the amounts you currently spend into the calculator and see how much you could accumulate in your savings account.
When it comes to personal finances sometimes you have so many payments going in and out it can be difficult to keep track of it all and ensure you are still spending within your means. If you want an easy way to plan your finances then download our financial calendar.
Simply add in all of your important financial dates and create your own financial planner - enabling you to see when all of your future payments are due throughout the year and giving you helpful reminders so you can plan ahead.
The calendar can sit on your desktop for you to revisit and update at any time. If you prefer to hold everything in one place you can transfer all these dates in to your Microsoft Outlook calendar. To make things even easier – you can also opt for us to automatically update your financial calendar with important financial dates, such as the end of the yearly ISA limit or the deadline for self assessment tax forms. Create your own personalised financial calendar now.
When thinking about insurance for your possessions, you probably think of your most valuable items - like TVs, jewellery and computers. But you also need to make sure you cover the less obvious things. Items like clothes, bedding and tools can easily be overlooked.
Financial Services Authority Calculators
Various calculators to help you with budgeting, debt, savings, tax and more.
Tax Credits Calculator
Using this calculator will help you to find out roughly how much tax credits you might be entitled to.
Statutory Maternity Pay Calculator
The Statutory Maternity Pay (SMP) Calculator will help you to work out if you have to pay SMP to your employee and if so how much SMP you have to pay her. It will also help you to work out how much SMP funding you can get.
Company car and car fuel benefit calculator
When a company car is made available for the private use of an employee a 'benefit in kind' value is calculated in relation to the car, and the fuel if that is also made available for private use.
Stamp and Stamp Duty Land Taxes calculators
Below is a link to the new Stamp Taxes online calculators. These calculators include all recent budget changes and the temporary exemption announced on 2 September, which raised the £125,000 threshold to £175,000 for the vast majority of notifiable residential transactions.
Tax Calculator
Many people end up paying too much or too little Income Tax but don't understand why. So it's important to know how to check you're paying the right amount. This calculator and guide tells you what to look for, where to find it and what to do if you find you're paying the wrong amount.
Pension Calculator
Putting off organising a pension plan is easy to do but it could have a long lasting effect. Starting a pension earlier rather than later could make a big difference to the size of your pension pot and the income you are able to get in retirement. This calculator will help you to work out the possible benefit of starting to save towards your pension now rather than in 5 or 10 years.
Retirement Pension Calculator
Have you thought about how you will replace your salary when you retire? It's difficult to know how much you need to pay into a pension to get the income you'd like in retirement. This simple calculator will give you an idea of how much to put away each month to help achieve your goal.
Pensions Decision Helper
Choosing the right pension comes down to your individual circumstances: whether you're employed or self-employed, for example, and how much you can afford to pay in. If you don't have a pension arrangement and don't know where to start, our Pension decision maker can help you work out in just a couple of minutes what your options are, and how to make the right choice for you.
