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Money – The Last Taboo

A quarter of parents are worried that it will be easier for their children to get…

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Young Drivers Could Benefit From Mini Insurance

It is nice to see that car companies are at last thinking more about the customer…

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Women Should Cheer Pension Changes

About time. Finally, the Government has decided to put together a universal State pension, one…

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Smart Women Courted By Barclays

BARCLAYS Stockbrokers has launched a new initiative designed to empower female investors, as two thirds of…

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Top Tips For Divorce

Divorce is an emotional and difficult time, as no doubt Tiger Woods and his now ex-wife…

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Brits Will Not Queue More Than Two Minutes

BRITS WILL NOT QUEUE MORE THAN TWO MINUTES

IMPATIENT Brits are not prepared to wait more than two minutes in a queue to buy something in a shop, with…

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How To Make Your Baby A Millionaire

HOW TO MAKE YOUR BABY A MILLIONAIRE

PUTTING £88 a month away for your child could turn them into a millionaire, by taking…

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Pensioners To Get £20m Saving On Energy Bills

PENSIONERS TO GET £20m SAVING ON ENERGY BILLS

AROUND 250,000 pensioners will get £80 off their next electricity bill if they are with MORE

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Car Hire

Car hire terms vary considerably, and if you want to hire a car to explore your holiday destination, there are some things to consider:

 

Top tips for car hire

 

  1. Always read the terms and conditions of the car hire provider's website carefully.
  2. You may not be given the exact car you ordered - most car hire companies make it clear it will be a particular car or 'similar' and reserve the right to upgrade you to a more expensive model if they cannot supply the one you ordered.
  3. Before taking the car away, check the petrol situation. Have you paid for a full tank? How much is actually in the tank? How must you return the car? If you need to return with a full tank check where the nearest petrol station is to the car hire return depot.
  4. Clarify the excess situation. Even if you pay to reduce the excess to zero you may still be liable for damage to certain parts of the car i.e. tyres/windscreen.
  5. Check the insurance covers you for all aspects of your trip, especially if you plan to take your car off road, on unsurfaced or gravel pathways, as you may not be covered.
  6. Make sure the paperwork states clearly what you have paid for i.e. insurance, taxes and charges for additional drivers and car seats etc.
  7. Ensure you reserve the correct type of car for your needs i.e. is there enough space for you luggage, pram, have you pre-ordered infant seats and given the correct age details?
  8. When you collect the car, make thorough checks for any damage to ensure you are not blamed for any you have not done on your return.
  9. Ensure you keep the car hire company's contact details with you in case of emergencies. Check if there is any breakdown cover or what to do / who to contact in the event.
  10. Check where you need to return the car to. If it is off the airport site, make a note. Make sure you have enough time to drop the car off and get it checked over.
  11. Most car rental agreements are made on a '24 hour' hire basis. Therefore returning your car late may incur an extra day's rental to be added to your bill.
  12. Check your credit card statements after your hire to ensure that no unauthorised extras have been charged to your card. If they have, request a full explanation of the charges immediately via the broker, or car rental company, keeping a record of any correspondence.

Source: Moneysupermarket

Maternity and Pregnancy

What We Can Do To Help

paperfamily

Under the latest changes to maternity and paternity rights, dads can take time off too, which will help mums with the care of their newborn babies.

But remember that employers will need plenty of notice, and not everyone will qualify.

Emma Hawksworth, an employment lawyer with Russell, Jones & Walker, takes you through the ins and outs and explains what you need to know to make the most of maternity and paternity rights.

 

www.castlecover.co.uk

Foreign Exchange

Want to get your currency for less? Do it online through our new currency exchange service provided by Moneycorp*.

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The information on this website is based on journalistic research and information, and should not be considered to constitute advice. If you wish to make any decisions about your financial affairs, we strongly suggest you speak to a financial adviser. You can find an adviser near you through our find an IFA, find a solicitor, and find a mortgage adviser services.

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