Find Out About Credit Card Balance Transfer Deals - What A Great Deal Is & How To Switch Safely

By transferring an existing balance to a lower interest or zero interest card, you can save yourself money. Pay off more than the minimum each month - you are usually asked to pay off at least 2 per cent of the balance, or £5 if that is more, but the more you can pay the sooner your debt will be cleared, and the less it will cost you overall.

You should get the lowest rate you can on your card, and if you cannot keep up with moving your balance around, then get a card with a low long-term rate. But any additional spending could be racking up interest at the standard card rate, so be careful.