Fraudulent Car Insurance Claims
Some people will unwittingly make false claims themselves through 'fronting'.
This is usually done by parents trying to reduce the high cost of insuring a car for their teenage children. If your child drives the car more often than you do, you are committing an offence by saying you are the 'main driver'.
Some crooks will deliberately cause accidents so they can claim against your insurance for anything from whiplash to paralysis, and this adds insult to injury when it comes to the awful experience of having a genuine crash.
Always take the insurance details of the other party if you are involved in a crash, take pictures on your mobile phone if you can, and ask any bystanders to be witnesses if needs be.
Most phones now have a camera, so if you can take pictures of the damage to both vehicles at the crash site, and take pictures of any other elements that may be useful, for example skid marks on the road, obstacles that may have been in the way, anything that could have obscured your view, the weather conditions on the road surface and so on. It may seem laborious at the time, but it could save you heartache later on.
Stay calm, and do not be intimidated by the other driver if you can help it. If you feel in danger, and it is safe to do so, then stay inside your locked car and call the police for assistance.
